FP&A Manager - Product & Engineering

ABOUT TIDE

At Tide, we are building a finance platform designed to save small businesses time and money. We provide our members with business accounts and related banking services, but also a comprehensive set of connected administrative solutions from invoicing to accounting.

Launched in 2017, Tide is now used by over 1 million small businesses across the world and is available to UK, Indian and German SMEs. Headquartered in central London, with offices in Sofia, Hyderabad, Delhi, Berlin and Belgrade, Tide employs over 2000 employees.  

Tide is rapidly growing, expanding into new markets and always looking for passionate and driven people. Join us in our mission to empower small businesses and help them save time and money.  

ABOUT THE TEAM

Our Commercial Finance and FP&A team plays a critical role in shaping the future of Tide, enabling data-driven decisions that accelerate growth and optimize performance.

As a key partner to the business, our team combines deep financial expertise with commercial acumen to provide strategic support across all functions. From analyzing complex data to influencing high-stakes decisions, we’re at the forefront of driving value in one of the most exciting and dynamic sectors.

ABOUT THE ROLE 

We’re looking for a talented FP&A Manager to act as a strategic business partner to our Product and Engineering (P&E) teams, as well as managing the business partnering for Risk & Compliance (R&C), and Enablement (EN) cost areas.

In this role you will play a critical role in driving financial planning, forecasting, and performance analysis for our P&E, R&C and EN teams. You will provide actionable insights, ensuring that financial and strategic decisions support our ambitious growth plans. Reporting to the Head of FP&A, you will work closely with cross-functional leaders to optimize resource allocation, improve financial efficiency, and maximize ROI on technology investments.

If you thrive in a fast-paced environment, have a strong commercial mindset, and excel at building relationships, we’d love to hear from you.

As an FP&A Manager you’ll be:

• Leading all annual, quarterly, and long-range financial planning for the Global Product and Engineering (P&E), Risk and Compliance (R&C), and Enablement Areas.
• Working closely with senior P&E leaders to develop, understand, and track execution plans against goals.
• Business partnering - Acting as a trusted advisor to the business, you’ll be collaborating closely with area and unit leaders to monitor and improve financial performance.
• Developing and maintaining financial models to evaluate product development costs, ROI on P&E investments, and unit economics.
• Provide variance and key performance metrics analysis to drive accountability and operational efficiency.
• Support scenario planning, sensitivity analysis, and strategic financial projects to guide decision-making.
• Managing IT software costs, including modelling out hosting and software usage costs, with a strong emphasis on cost control, ensuring efficient software procurement, optimizing software spending, and eliminating waste.
• Implementing rigorous cost tracking mechanisms to monitor software licensing, subscription renewals, and compliance.
• Reviewing reports, financial models, analysis, and other work completed by FP&A Analysts and the wider Finance team.
• Coaching and mentoring Analysts on the FP&A team.
• Developing and implementing policies, procedures, and controls to ensure completeness, accuracy, compliance and financial integrity.
• Developing and implementing continuous process improvements.
• Working with the FP&A and Transformation teams to successfully drive roadmap items for the recently implemented financial planning system (Anaplan).

WHAT ARE WE LOOKING FOR

• 7+ years of experience in FP&A, finance business partnering, or a related field, preferably in a high-growth fintech or technology environment.
• Experience working closely with Product and Engineering teams, understanding technical cost structures and investment drivers.
• Proven experience in controlling IT software costs, vendor negotiations, and software expense optimization.
• Strong financial modelling skills.
• Excellent communication and influencing skills, with the ability to translate financial insights into strategic recommendations.
• Track record of developing process improvements that drive meaningful impacts for Finance and the business.
• Sharp attention to detail, with an unwavering focus on cost control and financial discipline.
• Personable and able to build trusting working relationships.
• Proven ability to thrive in a fast-paced, dynamic environment and can manage multiple priorities effectively.
• Strong Excel/Google Sheets skills and experience working with dedicated financial planning software (eg. Anaplan) and data visualisation tools (e.g. Looker).

WHAT YOU WILL GET IN RETURN 

• A competitive salary
• 25 days holiday with the option to take 5 extra days of unpaid leave per year
• 3 days paid volunteering or L&D time off per year
• Personal L&D budget of £1,000 professional L&D budget per year 
• Group Life Insurance, Vitality Health and Dental Insurance
• Spacious brand-new office by Old Street station with an all-day snacks bar
• Enhanced family-friendly leave
• Access to a global mental wellbeing platform that provides 1:1 video therapy sessions with accredited therapists and unlimited chat therapy sessions
• Work from home budget
• Team socials - virtual and physical events
• Sabbatical leave

TIDEAN WAYS OF WORKING

At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. 

While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community.

TIDE IS A PLACE FOR EVERYONE

At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives. 

We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.

At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.

You personal data will be processed by Tide for recruitment purposes and in accordance with Tide's Recruitment Privacy Notice.